MINIMUM FINANCING AMOUNT RM200K

Buy property with our panel developers and get the bank that u desire.

Saturday, 14 December 2013

Why Refinance??

There are a number of benefits which may be associated with refinancing a home. While there are some situations where refinancing is not the right decision, there are a host of benefits which can be gained from refinancing under favorable conditions. Some of these benefits include lower monthly payments, debt consolidation and the ability to utilize the existing equity in the home. Homeowners who are considering refinancing should consider each of these options with their current financial situation to determine whether or not they wish to...

Friday, 13 December 2013

Commitment Ratio

Before u make a booking or buy a property make sure that u are eligible to get a loan, because some of the property agents have their policy to not return back the deposit paid. The calculation to calculate your commitment is called DSR(Debt Service Ratio). First of all u need to know your income: Income Basic pay                     : RM2500 Fixed Allowance         : RM500 Total                    ...

Documents Required

1) Salaried - Latest 3 month payslip (endorsed) - Latest 3 month bank statement (endorsed) - S&P / Title / Booking Receipt - NRIC (Clear) 2) Self Employed - Latest 6 month Company Bank Statement (endorsed) - Business Reg Form - Form 9/ 24/49 - Income Tax Declaration - NRIC (Clear) 3) Variable Income - Latest 6 month bank statement (endorsed) - Latest 6 month commission statement (endorsed) - S&P / Title / Booking Receipt - NRIC (Clear)  4) Other Supporting Documents  - Latest 6 month existing loan repayment (refinancing)...

contact

  If you have any inquiries, don't hesitate to call me  : handphone : 013-3102094  email : nik.umair88@gmail.com                        designation : Nik Umair Nik Rahim                           Maybank Mortgage Executive             ...